10.B
General Knowledge
General awareness about the world
Monday, 13 February 2017
SPORTS AWARENESS
10.B
Friday, 12 August 2016
Top 10 largest cities by population in the world
Rank | City | Country | Population |
1 | Tokyo | Japan | 3,40,00,000 |
2 | Seoul | South Korea | 2,44,00,000 |
3 | Guangzhou | China | 2,42,00000 |
4 | Mexico City | Mexico | 2,34,00,000 |
5 | Delhi | India | 2,32,00,000 |
6 | Mumbai | India | 2,28,00,000 |
7 | New York | USA | 2,22,00,000 |
8 | São Paulo | Brazil | 2,09,00,000 |
9 | Manila | Philippine | 1,96,00,000 |
10 | Shanghai | China | 1,94,00,000 |
Wednesday, 16 December 2015
Gknowlegde
Q1. | German Shepherd is a popular breed of ? (A) Dog (B) Cat (C) Cow (D) Horse |
Q2. | How do we better know film actor Rajeev Bhatia ? (A) Govinda (B) Jitendra (C) Sunil Dutt (D) Akshay Kumar |
Q3. | According to Ramayana, who was Bharat's wife ? (A) Sita (B) Urmila (C) Mandavi (D) Shruthukeerti |
Q4. | Into which water body does river Narmada flow ? (A) Red Sea (B) Arabian Sea (C) Bay of Bengal (D) Indian Ocean |
Q5. | Who was Akbar's financial advisor ? (A) Birbal (B) Abul Fazal (C) Raja Todar Mal (D) Raja Man Singh |
Q6. | Where is Sardar Vallabhbhai Patel Police Academy situated ? (A) Mussoorie (B) Dehradun (C) Chandigarh (D) Hyderabad |
Q7. | Who founded Forward Block political party ? (A) A.O.Hume (B) Subhash Chand Bose (C) Motilal Nehru (D) Shyama Prasad Mukherjee |
Q8. | Who is the only cricketer to claim over 500 wickets in both Tests and One Day Internationals ? (A) Wasim Akram (B) Shane Warne (C) Muttiah Muralitharan (D) Glenn McGrath |
Q9. | Which indian IT expert started web-based e-mail service Hotmail in 1996 ? (A) Sabeer Bhatia (B) Vinod Dham (C) Azim Premji (D) N.R.Narayan Murthy |
Q10. | Which architect designed the city of Chandigarh ? (A) Edwin Lutyens (B) Le Corbusier (C) Charles Correa (D) Herbert Baker |
Answers :
Q1. (A) Dog
Q2. (D) Akshay Kumar
Q3. (C) Mandavi
Q4. (B) Arabian Sea
Q5. (C) Raja Todar Mal
Q6. (D) Hyderabad
Q7. (B) Subhash Chand Bose
Q8. (C) Muttiah Muralitharan
Q9. (A) Sabeer Bhatia
Q10. (B) Le Corbusier
Gknowledge
Q1. | For Rajya Sabha, how many members are nominated by President? (A) 7 (B) 10 (C) 12 (D) 15 |
Q2. | Chankya was the chief advisor of which ruler ? (A) Ashok (B) Harshvardhan (C) Chandragupta Maurya (D) Kanishka |
Q3. | What is the direction of rotation of earth on its axis ? (A) East to West (B) West to East (C) North to South (D) South to North |
Q4. | In Computers, One Byte equals to how many Bits ? (A) 4 (B) 8 (C) 12 (D) 16 |
Q5. | Which is the highest civilian award in India ? (A) Padam Shri (B) Padam Bhushan (C) Padam Vibhushan (D) Bharat Ratna |
Q6. | In first battle of Panipat, Babar defeated which Lodhi ruler to establish Mughals in India ? (A) Ibrahim Lodhi (B) Sikandar Lodhi (C) Bahlul Lodhi (D) Daulat Lodhi |
Q7. | Which is the largest animal in world ? (A) Giraffe (B) Elephant (C) Orang Utan (D) Blue Whale |
Q8. | In an equilateral triange, how many sides are equal ? (A) Two (B) All (C) None (D) Not fixed |
Q9. | What is the name of first indigenously developed Super Computer of India ? (A) Tejas (B) Anupam (C) Aryabhatt (D) Param |
Q10. | Who is the first indian Tenis player to win boy's Australian Open Junior Title ? (A) Prakash Amritraj (B) Rohan Bopanna (C) Yuki Bhambri (D) Zeeshan Ali |
Answers :
Q1. (C) 12
Q2. (C) Chandragupta Maurya
Q3. (B) West to East
Q4. (B) 8
Q5. (D) Bharat Ratna
Q6. (A) Ibrahim Lodhi
Q7. (D) Blue Whale
Q8. (B) All
Q9. (D) Param
Q10. (C) Yuki Bhambri
Friday, 6 November 2015
General Awareness
Answ.(A)
A.Behavior of human beingsB.InsectsC.The origin and history of technical and scientific termsD.The formation of rocks
Answ.(B)
A.Junagarh, GujaratB.Diphu, AssamC.Kohima, NagalandD.Gangtok, Sikkim
Answ.(B)
Answ.(D)
Answ(B)
A.developed the telescopeB.discovered four satellites of JupiterC.discovered that the movement of pendulum produces a regular time measurementD.All of the above
Answ.(D)
Answ.(D)
Wednesday, 4 November 2015
Gk for RBI Exam
Tuesday, 3 November 2015
Guru Gyan
Guru Gyan : Understanding RBI Monetory Policy
Student :I have heard recently that Mr. Rajan has reduced Repo Rate by 50 basis points and everyone is saying that this is good for the market. Loan EMI may also come down. What is this rate cut means actually? I want to understand this.
Guru: To understand this you first need to know, how does a bank function.
Student : Why?
Guru: Because all these are inter-related. Tell me – what does a bank do?
Student :Bank takes money from depositors and gives loan to earn interest. That way they keep everyone happy and make a profit also.
Guru :Correct, but there are more to it. Let me explain this in a very simplistic way. Bank needs money. Bank can get money from depositors like you and me and also from RBI. But bank also needs to pay certain interest to us and also to RBI.
Student :Ok.
Guru: Let us try to understand first – what happens when we deposit, say, Rs. 100 with a bank.
Student : I know that. Bank gives that Rs. 100 to someone who needs a loan.
Guru: No, it is not that simple. Remember, though bank can earn interest by giving away loans, but it is also very risky. There are many cases of loan defaults. This way banks can put all our money into high risk areas. It has to be protected.
Student : How?
Guru: Ok, RBI has made it mandatory that upon receiving, say, Rs. 100 – banks first have to deposit Rs. 4 with RBI. RBI keeps this Rs. 4 in its current a/c and hence banks do not receive any interest on this money. This is known as Cash Reserve Ratio or CRR, which is currently at 4%.
Student : Hmmm, then?
Guru: RBI has also made it mandatory that upon receiving, say, Rs. 100 – banks need to compulsorily buy central and state govt. securities of Rs. 21.50. Of course banks will earn some interest income here. This is known as Statutory Liquidity Ratio (SLR), which is currently at 21.50%.
Student : Ok, so you mean to say that upon receiving Rs. 100, banks can spend only Rs. 74.50 at its own will.
Guru: correct
100 – (4 + 21.50) = 100 – 25.50 = 74.50
Student : But you were saying that banks can also borrow from RBI. What interest banks pay to RBI?
Guru: Before 30th September, banks were paying 8.25% interest to RBI when it borrows money from RBI. Now this rate has been reduced by 50 basis points. So banks now need to pay interest to RBI, if it borrows from RBI, at the rate of 7.75%. This is known as Repo Rate.
Student: Can fixed deposit rate be affected by reduction of Repo Rate?
Guru: of course. If banks get money from RBI @7.75%, why will banks pay higher interest to you and me? One year FD rate is already revised by many banks and it is equal to or very close to 7.75%.
Student : But as now banks are getting money at a cheaper rate, then they should reduce the loan interest rate i.e. passing on the benefits it receives.
Guru: correct. They should. And on that hope market is cheering. If companies get loan at a cheaper rate, they will likely to expand their businesses. That will create more jobs, more income and boost the economy.
Student : How is inflation linked to this?
Guru: See, when loan becomes cheaper, people tends to borrow more. That means people will have more money to spend. This will increase the demand for goods, and if supply does not increase to match this demand, then prices will increase.
Student : So there is a chance, that inflation may rise also?
Guru: Well, yes. But inflation depends on many other factors as well, like production (industrial and agricultural), manufacturing, export – import, foreign currency movement etc. So inflation may increase or may not.
Student : One last question. Like we deposit our money with banks, can banks also deposit their money with someone?
Guru: Yes, they can deposit with RBI and earn interest too. This interest is typically 1% less than the repo rate. This rate is known as Reverse Repo Rate.
Student : Great! So now I understand CRR, SLR, Repo Rate, Reverse Repo Rate and their impact on deposit rate, loan interest rate and on inflation.
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Q1. For Rajya Sabha, how many members are nominated by President? (A) 7 (B) 10 (C) 12 (D) 15 Q2. Chankya was the chief advisor of which r...